Triad Area, North Carolina, Chapter 13 Bankruptcy Attorney
Chapter 13 gives clients a chance to: catch-up a mortgage or car payment that is behind; stop foreclosure; stop repossessions; eliminate credit card debt; eliminate high interest payments on unsecured debt; stop creditor harassment; stop IRS or State Department of Revenue levies and garnishment. Clients receive a monthly payment plan that is within their means. Don't wait until you lose your home or car and don't let your credit card debts keep you from meeting basic needs such as filling prescriptions. Use Chapter 13 to:
- Stop repossession
- Stop foreclosure
- Stop collections and creditor harassment
- Catch up on payments
- Reduce overall monthly expenses
- Manage tax debt
- Work through a trustee to better organize child support and alimony payments
- Consolidate your debt
At Mercedes O. Chut, P.A., I work with clients to use bankruptcy to keep their homes, cars, and get out from under an unmanageable burden of debt. Get your fresh start today. Schedule a free consultation to begin rebuilding your future by contacting my office.
Put Your Financial Life Back on Track
As your attorney, I work to make sure that you understand your options and responsibilities under bankruptcy. The reality is that when you file for Chapter 13 bankruptcy you will still owe much of your unsecured debt, but the court will review your expenses, your income and your ability to pay to put you on a plan that is far more manageable.
Instead of facing creditor harassment and the serious possibility of foreclosure, Chapter 13 gives you a workable plan.
- You may be able to protect your car or your home.
- You may be able to afford and pay for reasonable expenses that can include needed medications before being responsible for other debts.
- You may be able to preserve your retirement, rather than taking early withdrawals just to pay down burdensome interest payments, and engage in other asset protection opportunities.
Working with a dependable Chapter 13 bankruptcy lawyer, you unlock access to a diverse range of legal protections designed to afford individuals the same kind of protections and opportunities for second chances that major corporations enjoy. It is not an "easy way out" of paying your debts, but a government-protected system that keeps ordinary Americans from facing ruin when times get tough.
Take the First Step to Protect Yourself
Call 336-274-0352 in the Greensboro area, or contact my office online to schedule a free initial consultation to review your options under Chapter 13 bankruptcy protection.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
