As a Greensboro Chapter 13 bankruptcy attorney at the law office of Mercedes O. Chut, P.A., I work with clients to help them keep their homes, cars, and get out from under an unmanageable burden of debt. I can help you get a fresh start so you can begin to rebuild your future.
Debt Repayment Plans to Help You Get a Fresh Start
A Chapter 13 filing gives you a chance to catch up on mortgage, car and other payments. It enables you to set up a monthly payment plan that is within your means. Do not wait until you lose your home or car. Do not letcredit card debt
keep you from meeting basic needs such as filling prescriptions. Chapter 13 can:
Work through a trustee to better organize child support and alimony payments
Consolidate your debt
Put Your Financial Life Back on Track
As your attorney, I work to make sure that you understand your options and responsibilities underbankruptcy. The reality is that when you file for Chapter 13 bankruptcy you will still owe much of your unsecured debt, but the court will review your expenses, your income and your ability to pay to put you on a plan that is far more manageable.
You may be able to afford and pay for reasonable expenses that can include needed medications before being responsible for other debts.
You may be able to preserve your retirement, rather than taking early withdrawals just to pay down burdensome interest payments, and engage in other asset protection opportunities.
Working with a dependable North Carolina Chapter 13 bankruptcy lawyer, you unlock access to a diverse range of legal protections designed to afford individuals the same kind of protections and opportunities for second chances that major corporations enjoy. It is not an "easy way out" of paying your debts, but a government-protected system that keeps ordinary Americans from facing ruin when times get tough.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.